Insurance, Injections and Irises

Arkwright the Tortoise

Part Two of Today’s Posts. Part One is here.

I know car insurance has been going up because it’s been in the news a lot. I suspect it’s been in the news a lot because insurance companies have been drip-feeding us information to make us get used to the idea of a big price rise.

I’ve even had a note from my company to tell me the price rises are for reasons like the cost of complicated repairs, the cost of mechanic’s wages and various other factors that I translated to “blah blah, blah”. That’s even before you look at things like the greed and mendacity of insurance companies.

It’s gone up by about 40%.  Just at the moment, I can’t be bothered to get a new quote so, despite a good driving record and lack of claims I will just brace myself and take what the insurance company dishes out. It’s still, actually less than I was paying when I started to shop around five years ago. At that time my insurance company (Churchill) was treating me like a prize specimen that they had fattened up for the slaughter. I went with Swinton, who used to cover my business and household insurance and they cut the price considerably.  After the first year they  presented me with a massive price hike so I left and went to another company. As I say, they are still charging less than Churchill.

Yellow Flag

And that is another insight for the mythical student doing his/her future PhD on the lives of unfamous 21st Century poets.

I’ve had a text from the surgery asking for feedback on my visit today. I’ve also had several texts this week telling me to book in for this and that test. What with my normal blood tests, my quarterly blood tests,  three vaccinations, my regular rheumatology appointments, the X-Ray and the Urology referral, I really don’t have time to go to work. Unfortunately, despite regular stories in the press about high levels of benefit and the ease of benefit fraud, I don’t seem to be able to access all this cash and am actually better off working. This is, of course, supposed to be the case, as the benefit system is supposed to prevent starvation rather than provide an alternative to work. Next year, when I draw my pension, I will have plenty of time and will be able to devote myself to being a full time patient.

Meanwhile, I have a sore spot on the arm which had the flu vaccine and no reaction on the shingles arm. Sometimes I really am disappointed in the lack of drama that attends all this vaccination. I will be having a booster in two months, we will have to see what happens then.

Damsel Fly – Wilford

Photos are from May 2020 – our lockdown holiday, and include Arkwright the rambling tortoise. Julia saw him last summer but he is now presumably in a box, dreaming of next summer. It’s an interesting way of ensuring eternal sunlight – I may give it a try when I retire.

10 thoughts on “Insurance, Injections and Irises

  1. Lavinia Ross

    That is a very beautiful dragonfly, Simon! I am glad you had no reaction to the Shingles vaccine. I don’t know if it is the same one given over here (there were two versions), but I don’t know of anyone who got the vaccine who was not laid up for 3 days.

    Reply
  2. Anonymous

    My car insurance company just sent me a letter that they have asked for a 24% increase from whomever is in charge of such things. Talk about setting expectations! Insurance companies clearly raise your rates every year until you complain or go elsewhere. So, if you’re willing to spend half a day on the phone haggling, you will have lower rates. I hate them.

    Reply
    1. quercuscommunity Post author

      They passed a new law here a couple of years ago – they have to quote everyone the same price – no introductory rates and no fleecing of existing customers. This latest round of increases is, I fear, their way of getting back at us.

      Reply
  3. tootlepedal

    Our house insurance has also leapt up. I am going to investigate adding my car insurance to it but I will probably be disappointed. There seems to be no escape.

    Reply

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